ALL ARTICLES BY BROADRIDGE/FOREFIELD
RETIREMENT PLANNING
The Roth 401(k)
Employers can offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you're lucky enough to work for [...]
Retirement Planning: The Basics
You may have a very idealistic vision of retirement — doing all of the things that you never seem to [...]
Life Insurance at Various Life Stages
Your need for life insurance changes as your life changes. When you're young, you typically have less need for life [...]
Closing a Retirement Income Gap
When you determine how much income you'll need in retirement, you may base your projection on the type of lifestyle [...]
PERSONAL FINANCE
Understanding Your Credit Report
Your credit report contains information about your past and present credit transactions. It's used primarily by potential lenders to evaluate [...]
Investing for Major Financial Goals
Go out into your yard and dig a big hole. Every month, throw $50 into it, but don't take any [...]
Tapping the Equity in Your Home
Over time, the value of your home has grown and your mortgage balance has been reduced (or even eliminated). The [...]
Insuring Your Vacation Home
Vacation homes require a special type of insurance--one that protects your vacation home but doesn't overlap with your already [...]
Teaching Your Child about Money
Ask your five-year old where money comes from, and the answer you'll probably get is "From a machine!" Even though [...]
Establishing a Budget
Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? [...]
COLLEGE EDUCATION
Choosing a 529 Savings Plan
With so many 529 savings plans to choose from, it's important to ask a lot of questions in order to [...]
Tax-Advantaged Ways to Save for College
In the college savings game, all strategies aren't created equal. The best savings vehicles offer special tax advantages if the [...]
The ABCs of 529 Plans
529 plans are tax-advantaged education savings vehicles and one of the most popular ways to save for education today. Much [...]
BUSINESS OWNERS
Income Tax Tips: Business Insurance
Insurance serves many purposes for a business. You'll need insurance to protect your business from property damage, personal injury suits, [...]
Transferring Your Family Business
As a business owner, you're going to have to decide when will be the right time to step out of [...]
Choosing an Entity for Your Business
Now that you've decided to start a new business or buy an existing one, you need to consider the form [...]
Benefit Plans for Small Businesses
If you own a small business, you may be finding it increasingly necessary to implement a benefit program to attract [...]
INSURANCE PLANNING
Shopping for Insurance
Let's face it: It's hard to buy a product that you can't see and really hope you'll never use. But [...]
Disability Income Insurance for Business Owners
A disability can create substantial economic hardship for individuals and their families. As a business owner, both your personal finances [...]
Long-Term Care Insurance: How Does It Work?
Whether you've had a long-term care insurance (LTCI) policy for years or you're thinking of buying one, it's critical to [...]
INVESTMENT PLANNING
Understanding Risk
Few terms in personal finance are as important, or used as frequently, as "risk." Nevertheless, few terms are as imprecisely [...]
Investing in Stocks
Businesses sell shares of stock to investors as a way to raise money to finance expansion, pay off debt, and [...]
Asset Allocation
Asset allocation is a common strategy that you can use to construct an investment portfolio. Asset allocation isn't about picking [...]
Mutual Funds: Building Blocks for a Retirement Portfolio
Diversification — not putting all your eggs in one basket — is one of the most cherished principles of investing. [...]
10 Terms Every Investor Should Know
If you're new to investing, you may encounter some unfamiliar jargon. Understanding the following terms may help you become a [...]
ESTATE PLANNING
Organizing Your Finances When Your Spouse Has Died
Losing a spouse is a stressful transition. And the added pressure of having to settle the estate and organize finances [...]
Trust Basics
Whether you're seeking to manage your own assets, control how your assets are distributed after your death, or plan for [...]
Understanding Probate
When you die, you leave behind your estate. Your estate consists of your assets — all of your money, real [...]
Estate Planning: An Introduction
By definition, estate planning is a process designed to help you manage and preserve your assets while you are alive, [...]
TAX PLANNING
Tax Benefits of Home Ownership
In tax lingo, your principal residence is the place where you legally reside. It's typically the place where you spend [...]
Tax Planning for the Self-Employed
Self-employment is the opportunity to be your own boss, to come and go as you please, and oh yes, to [...]
Choosing an Income Tax Filing Status
Selecting a filing status is one of the first decisions you'll make when you fill out your federal income tax [...]