Retirement Planning

Retirement Planning Articles

The Roth 401(k)


Employers can offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you're lucky enough to work for an employer who offers this option, Roth contributions could play an important role in maximizing your retirement income. What is a Roth 401(k)? A Roth 401(k) is simply a traditional 401(k) plan that accepts Roth [...]

The Roth 401(k)2019-10-28T14:38:16-04:00

Retirement Planning: The Basics


You may have a very idealistic vision of retirement — doing all of the things that you never seem to have time to do now. But how do you pursue that vision? Social Security may be around when you retire, but the benefit that you get from Uncle Sam may not provide enough income for [...]

Retirement Planning: The Basics2019-10-28T15:00:36-04:00

Life Insurance at Various Life Stages


Your need for life insurance changes as your life changes. When you're young, you typically have less need for life insurance, but that changes as you take on more responsibility and your family grows. Then, as your responsibilities once again begin to diminish, your need for life insurance may decrease. Let's look at how your [...]

Life Insurance at Various Life Stages2019-10-28T15:10:59-04:00

Closing a Retirement Income Gap


When you determine how much income you'll need in retirement, you may base your projection on the type of lifestyle you plan to have and when you want to retire. However, as you grow closer to retirement, you may discover that your income won't be enough to meet your needs. If you find yourself in [...]

Closing a Retirement Income Gap2019-10-28T15:12:25-04:00