Investment Planning Articles

Investment Planning Articles

Understanding Risk


Few terms in personal finance are as important, or used as frequently, as "risk." Nevertheless, few terms are as imprecisely defined. Generally, when financial advisors or the media talk about investment risk, their focus is on the historical price volatility of the asset or investment under discussion. Advisors label as aggressive or risky an investment [...]

Understanding Risk2019-10-28T14:36:01-04:00

Investing in Stocks


Businesses sell shares of stock to investors as a way to raise money to finance expansion, pay off debt, and provide operating capital. Each share of stock represents a proportional share of ownership in the company. As a stockholder, you share in a portion of any profits and growth of the company. Dividends from earnings [...]

Investing in Stocks2019-10-28T14:36:29-04:00

Asset Allocation


Asset allocation is a common strategy that you can use to construct an investment portfolio. Asset allocation isn't about picking individual securities. Instead, you focus on broad categories of investments, mixing them together in the right proportion to match your financial goals, the amount of time you have to invest, and your tolerance for risk. [...]

Asset Allocation2019-10-28T14:50:43-04:00

Mutual Funds: Building Blocks for a Retirement Portfolio


Diversification — not putting all your eggs in one basket — is one of the most cherished principles of investing. That's one reason why mutual funds have become a popular choice for many investors' workplace retirement accounts. They're an easy way to invest in many different securities at once, and to do so at a [...]

Mutual Funds: Building Blocks for a Retirement Portfolio2019-10-28T14:57:24-04:00

10 Terms Every Investor Should Know


If you're new to investing, you may encounter some unfamiliar jargon. Understanding the following terms may help you become a more confident investor. Portfolio An investment portfolio is a collection of investments owned by an individual or an institution. Typically, a portfolio comprises a mix of asset classes such as stocks, bonds, and cash. [...]

10 Terms Every Investor Should Know2023-05-25T19:51:33-04:00